The generative UI
spend tracker.

Describe what you want to see. Ponder builds the UI for you. No templates, no fixed categories.

How it works

Type a sentence. See your dashboard.

  1. Connect your bank

    Link your accounts through Plaid. Read-only access: Ponder reads transactions, never moves money.

  2. Tell Ponder what you want to see

    Describe a widget like "monthly subscriptions" or "spending vs. last year." Ponder builds it on the spot.

  3. A dashboard that's actually yours

    Your home screen, the way you think about money. Edit it anytime, or let Ponder flag what matters.

The Add Widget sheet on the Ponder app, showing a text input that reads 'I want a tracker for all my Uber rides' and a list of suggested widgets including Coffee spend, Utility bills, Ride share, Dining out, Groceries, and Travel.
Build it
The Ponder app's spending dashboard, showing monthly income and expenses, savings rate, and personalized widgets for coffee spend and utility bills.
See it
What it does

Your UI, generated.

Ponder is a generative UI spend tracker. Type what you want, watch it appear.

Build any widget in plain English

Type "show me my subscriptions." A widget appears. Tap once and it stays.

Ask anything, change anything

Ask a question, get a chart. Rename, swap, or rebuild your layout, all from chat.

Notifications that matter

"Ping me when dining hits $400." The alerts you actually want. Nothing else.

No templates, no assumed categories

Ponder starts blank. Every home screen looks different, by design.

Never trained on your data

Your transactions never become training data, for us or anyone else. Read-only Plaid, no credentials stored, no ads.

No setup, no scripts

Claude + Plaid magic, without the Python or the API keys.

Why it's different

Most apps show data. Ponder generates your UI.

Other apps are pre-baked. Ponder runs real queries and generates widgets on demand. A dashboard only you would build.

Other apps
  • Pre-built functions
  • Pre-baked answers
  • One dashboard for everyone
Ponder
  • Real querying on your data
  • Answers and widgets generated on demand
  • A dashboard only you would build

Money tracking, your way.

Build your first widget in under two minutes. On iOS.